Sadly, unless you do your research into payment and withdrawal options that are available to U.S. based real money online casino players, there will be a very good chance that you could and up playing at a site that will take you an absolute age to pay you out your winnings. So, to ensure that you are going to find an instant withdrawal casino, or as close to that as possible, offering USA players the fastest pay-out times please do read through the following guide.
Fastest Paying Online Casinos For US Players
Your Choice of Withdrawal Option is Important
Any online casino sites that accept U.S. based players can claim to be a fast paying site, however, at the end of the day it is ultimately going to be down to the payment method you select that will determine if you are playing at the fastest withdrawal online casino option available to you.
As you will see from the following list, there are certainly no shortages of withdrawal options available to casino game players in America, but each of them is going to have different pay-out time scales attached to them.
- Bank Wires and Transfers
- Debit and Credit Cards
- Web and E-Wallets
- Money Transfer Companies
When on the hunt for rapid winning pay-outs at U.S casinos, be aware that you may also be forced to have to pay all manner of additional fees and charges when choosing one method over another, and as such you should check out just what extras you may be forced to pay when requesting a winning pay-out via one method compared to any others.
As such and with that in mind, what I shall be doing below, is walking you through the pros and cons associated with each of the above named pay-out and withdrawal methods, to allow you to make a well balanced decision as to just which ones you should try and make use of.
Also be aware, that to benefit from instant or fast US casino pay-outs you will always be required to get your casino accounts fully verified, so try and get your account verified as soon as you possibly can do.
Instant Web Wallet Withdrawals
One guaranteed way that you are going to be able to get instant withdrawals from casinos that accept U.S. players, is by playing at a casino that accepts web and e-wallets, but only if the casino has a system in place that enables you to request a winning pay-out and they can process them in real time.
Therefore the fastest withdrawal time casinos in the USA can offer are instant ones, but those sites are few and far between these days so you are going to have to do quite a bit of hunting around to find such a site, but they are out there.
Pay-Outs to US Players by Credit and Debit Cards
Unless there is an online casino in your U.S State that is licensed within that state, and you are playing within the state boundaries too, then you are going to be very hard pressed to find a site that will accept most major debit or credit cards.
However, many casinos based offshore will accept pre-prepaid cards, which could be an option for you to use, and I have recently come across many such casinos that can issue their players with their own prepaid card.
As such when you request a winning pay-out the casino will transfer your winnings over to that prepaid card, so you can use it as you would any other similar card and will also be able to withdrawal your winnings in cash from an ATM too.
Some casinos will often code your deposits using credit and debit cards as a retail purchase and can get around bans on gambling related deposits by doing so, but be aware there will be charges associated with using debit and credit cards which can include the following:
- Interest Charges
- Money Advance Fees
- Currency Conversion Fees
- Card Processing Fees
With the above in mind there are going to be plenty of additional withdrawal methods that are going to be much better suited to you, which will not see you being charged for using them.
Huge Fees with Money Transfer Companies
Getting paid out your casino winnings in cold hard cash is what you will be getting when you visit a land based casino and do win, however you may find many an online casino will offer to pay you out your winnings by using a money transfer company such as Money Gram or Western Union.
The only downside to requesting such a payment is that the fees and charges you are going to end up paying will be huge, and as such as it will be you that will be paying those fees and charges out of your winnings, they will put a huge dent in the value of your pay-outs, making an instant withdrawal casino suddenly seem not such an attractive prospect.
I would suggest that you only use a money transfer company as the way you pick up and collect your winnings as a last resort, unless you are prepared to pay those sky high fees that you are guaranteed to be charged.
You will also find just as many fees and charges are associated with money transfer companies when you make a deposit into a casino too however if you are a regular and loyal player often the casino will pay those fees and charges for you, but always check as they are certainly going to be high in value if you do have to pay them.
Forget Using Check or Bank Wires When it Comes to Same Day Payout USA Casinos
You can forget about same day payout USA casino sites if you request a winning pay-out is sent out to you by a check or a bank wire.
A check for example can take many days to arrive at your home, but some casino sites will offer a courier service for an additional fee, and when requesting a bank wire, it will take days for it to finally appear in your bank account too.
It has been found that most banks in the U.S.A are going to reject incoming payments if they suspect they are coming from an online casino, so you may not even get paid out those winnings at all.
I would urge you against requesting a payment via a bank wire or a check, for many checks that are found to have come from an online casino site will also be rejected by most major banks in America too, and that will see you having to send the check back to the casino and request another payment option which could take weeks to achieve.
Consider Using a Cryptocurrency As The Fastest Payout Online Casino Option
One way that you are going to be able to make an instant withdrawal from US online casino sites will be by using a cryptocurrency and your preferred payment option, and there is the added benefit of knowing many casinos do accept digital currencies.
There are however pros and cons of using cryptocurrencies, such as the fees and charges for both buying them and then turning them into your local currency can be quite excessive, and you are always going to be at the mercy of exchange rate fluctuations too.
In fact, many players have been using Bitcoin for example to fund their casino accounts and withdraw their winnings too at many casino sites, often due to them not having any other payment methods available to them.
As for just which ones you may be prepared to use, well below are the most commonly used digital currencies that many US players do tend to use.
Keep in mind though that even though using this form of payment method may seen quite complicated, all that you need to get is a digital wallet, and then buy an initial amount of your chosen cryptocurrency from a digital currency exchange, which is where you can also turn them into local fiat currencies too.
Frequently Asked Questions
Please ensure that you always do your due diligence when it comes to playing at any casino sites online, much more so if you do live and reside in America, for not all casinos are run to the very highest of industry standards.
If you are thinking about playing online and haven’t yet done so, there are bound to be lots of questions that you will have about doing so, and I will now answer a range of frequently asked questions first time U.S players will have about doing so.
What Documents will a Casino Request from Me?
To ensure you account is safe and secure and that you are the legal age to gamble, each casino site is going to ask you to furnish them with copies of your identification documents, so that they can verify your account. Those documents can and will include as a passport or driving license and a recent utility bill to verify your address too.
Do Online Casinos Have Cash-Out Limits?
All casinos are going to have their own pay-out and cash-out limits, and therefore do look for casino sites that have large limits in place, otherwise if you do win big you could end up waiting months or even years for the casino to drip feed your winnings to you if they have low cash-out limits in place at their sites.
Can I Use Any Payment Method?
When it comes to you being able to pick and choose the payment method that you want to use to get paid out your winnings from an online casino site by, be aware that many casinos have very strict rules in place that will stipulate that you can only withdraw your winnings by a method that you have previously used to fund your account with, so do keep that in mind.
How Long Could I Wait for a Payment?
As mentioned up above it is going to be down to two unique features as to just how long you are going to have to wait to receive a withdrawal from any casino site, the first one is the payment method you have chosen to make use of and also the individual pay-out time limits in place at each casino site too.
Do I Get Paid Progressive Jackpots in Annual Payments?
Win a huge progressive jackpot in places such as Las Vegas and you will often find that you are going to be paid out those winnings in equal annual instalments, however I am happy to let you know many online casinos tend to pay out such jackpots in a one lump sum pay-out, and will rarely take very long to pay you out those winnings in full.
Can a Casino Refuse to Pay Me My Winnings?
There are many reasons why a casino will flatly refuse to pay you out your winnings, if they suspect fraud then if a casino can prove you are a fraudulent player they are well within their rights to withhold your winnings, and if you have fallen foul of for example any bonus play terms and conditions they could also refuse to pay you out any winnings you achieve when using bonus funds too.
Which US Online Casinos Should I Play At?
As for just which US facing online casinos site you should be playing at to guarantee on time every single time winning pay-outs, I would urge you to make a point of playing at any of our featured and showcased casino sites, as all of them have the best reputations for giving their players fast pay-outs, great games and a first class player experience too.
Should I Reverse a Withdrawal for a Bonus?
If you request a withdrawal from any online casino site and the casino then makes contact with you and offers you a bonus for reversing that withdrawal and carry on playing then you should refuse that bonus, as there will be a very good chance you could lose back the bonus along with your winnings too, which is something no player should experience.
David is the editor-in-chief at casinosx.com and has been involved with the casino industry for 15+ years. Working on a number of sites he enjoys helping out other casino players with his guides and tips and tricks to help everyone get the best value for money when playing online.